Application Process | Income Eligibility | Download Application

Tenants of MEND’s rental housing must comply with income requirements mandated by the relevant government agencies that provide funding for the development, construction and operation of MEND’s properties. There are maximum income levels to insure that MEND housing is provided to tenants of low and moderate income; and there are minimum income levels to insure that tenant’s are financially capable of paying the monthly rent and utility charges.

Minimum Income Levels/Guidelines:

A tenant’s monthly rent and utility charges can generally not exceed 40% of monthly gross income for senior citizens and the disabled; and cannot exceed 30% for non-elderly individuals and families with guidelines currently as follows:

Tenancy	# Family Members	Minimum Annual Income
Individuals/Families	1-2	$22,000
	3-4	$25,000
	5-6	$27,000

Seniors Citizens/Disabled	1	$14,500
Seniors Citizens/Disabled	2	$15,500

Current Maximum Income Levels:

Tenant Family Size	Percentage of Area Median Income/ $ Annual Income
Number of Persons	80%	60%	50%	30%
1	43,568	32,676	27,230	16,338
2	49,792	37,344	31,120	18,672
3	56,016	42,012	35,010	21,006
4	62,240	46,680	38,900	23,340
5	67,219	50,414	42,012	25,207
6	72,198	54,149	45,124	27,074

The applicable Percentage of Area Median Income depends on the specific apartment that is being rented since MEND’s portfolio of apartments encompasses many different types of government funding programs. The maximum annual income figures above are published by the NJ Council on Affordable Housing (COAH) and are revised annually. (There are similar income guidelines published annually by the US Department of Housing and Urban Development and the NJ Housing and Mortgage Finance Agency.)